Welcome to uLearnBig, a place to learn and educate.
The One Simple Budgeting Method That Changed My Life
This budgeting method I talk about in today's video really changed the way I view my own finances. It's called the P&L Method, or running your life like you would a business. Every month, I have my own personal P&L sheet, and I've also created one for you guys so you can budget on your own today too.
The P&L Method Template: https://beacons.ai/humphreytalks/freedownloads
Please support this channel by checking out our partners:
🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang
🏆 WeBull UK: https://www.webull-uk.com/i/humphreyUK (Get up to 6 Free Stocks when you deposit ANY amount and maintain funds for 30 days)
💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply.
Follow me on social media:
Instagram -- https://instagram.com/humphreytalks
Twitter -- https://twitter.com/humphreytalks
TikTok -- https://tiktok.com/@humphreytalks
Rickie (Editor) ➭ https://instagram.com/coldgamerick
RESOURCES:
💵 Free Guides / Templates: https://beacons.ai/humphreytalks/freedownloads
🐪 Hump Days Newsletter ➭ https://humpdays.substack.com
▶️ Join the Patreon Community ➭ https://patreon.com/humphreytalks
💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey
👾 Join the Discord ➭ https://discord.gg/jF8dZySg59
Timestamps:
0:00 - Start Here
0:36 - Step 1: Being Aware
1:42 - Tracking Expenses Challenge
3:24 - Embarrassment & Finances
4:55 - 4 Things To Get Better
6:17 - THE BUDGETING METHOD
8:51 - Zero-Based Alternative
9:54 - How to Allocate Money
13:07 - Where People Get Stuck
PS: I am not a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!